{"name":"stegastiko — ιστορικό επιτοκίων στεγαστικών","url":"https://stegastiko.xyz/epitokia/istoriko","since":"2026-10-10","asOf":"2026-10-10","notes":"Ένα snapshot ανά ενημέρωση των δημοσιευμένων επιτοκίων. fixedRatePct χωρίς την εισφορά Ν.128 (0,12%). spreadPct = χαμηλότερο δημοσιευμένο περιθώριο πάνω από το index μετά τη σταθερή περίοδο (ή για το κυμαινόμενο). Η καταγραφή ξεκινά με την πρώτη ενημέρωση που διαβάστηκε εξ ολοκλήρου από τις πηγές των τραπεζών.","changes":[],"snapshots":[{"asOf":"2026-10-10","source":"Δημοσιευμένα επιτόκια από τις ίδιες τις τράπεζες: Alpha «Όροι συναλλαγών – επιτόκια» (21.9.2026), σελίδα προϊόντων Eurobank, τιμολόγιο δανείων Εθνικής (ΕΚΤ 16/09/2026), σελίδες σταθερού/κυμαινόμενου Πειραιώς, «Γενική ενημέρωση στεγαστικών δανείων» Optima, «Επιτόκια καταθέσεων & χορηγήσεων» CrediaBank (30/01/2026). Χαμηλότερη δημοσιευμένη βαθμίδα, χωρίς την εισφορά Ν.128.","offers":[{"slug":"alpha-fixed-10yr","bankId":"alpha","kind":"fixed","fixedYears":10,"fixedRatePct":3.9,"spreadPct":1.8,"index":"euribor3m"},{"slug":"alpha-fixed-15yr","bankId":"alpha","kind":"fixed","fixedYears":15,"fixedRatePct":4.2,"spreadPct":1.8,"index":"euribor3m"},{"slug":"alpha-fixed-1yr","bankId":"alpha","kind":"fixed","fixedYears":1,"fixedRatePct":2.7,"spreadPct":1.8,"index":"euribor3m"},{"slug":"alpha-fixed-20yr","bankId":"alpha","kind":"fixed","fixedYears":20,"fixedRatePct":4.3,"spreadPct":1.8,"index":"euribor3m"},{"slug":"alpha-fixed-3yr","bankId":"alpha","kind":"fixed","fixedYears":3,"fixedRatePct":2.9,"spreadPct":1.8,"index":"euribor3m"},{"slug":"alpha-fixed-5yr","bankId":"alpha","kind":"fixed","fixedYears":5,"fixedRatePct":3.5,"spreadPct":1.8,"index":"euribor3m"},{"slug":"alpha-variable","bankId":"alpha","kind":"variable","fixedYears":0,"fixedRatePct":null,"spreadPct":1.8,"index":"euribor3m"},{"slug":"attica-fixed-10yr","bankId":"attica","kind":"fixed","fixedYears":10,"fixedRatePct":4,"spreadPct":1.6,"index":"euribor3m"},{"slug":"attica-fixed-15yr","bankId":"attica","kind":"fixed","fixedYears":15,"fixedRatePct":4.3,"spreadPct":1.6,"index":"euribor3m"},{"slug":"attica-fixed-20yr","bankId":"attica","kind":"fixed","fixedYears":20,"fixedRatePct":4.5,"spreadPct":1.6,"index":"euribor3m"},{"slug":"attica-fixed-25yr","bankId":"attica","kind":"fixed","fixedYears":25,"fixedRatePct":4.6,"spreadPct":1.6,"index":"euribor3m"},{"slug":"attica-fixed-30yr","bankId":"attica","kind":"fixed","fixedYears":30,"fixedRatePct":4.7,"spreadPct":1.6,"index":"euribor3m"},{"slug":"attica-fixed-3yr","bankId":"attica","kind":"fixed","fixedYears":3,"fixedRatePct":3,"spreadPct":1.6,"index":"euribor3m"},{"slug":"attica-fixed-5yr","bankId":"attica","kind":"fixed","fixedYears":5,"fixedRatePct":3.6,"spreadPct":1.6,"index":"euribor3m"},{"slug":"attica-variable","bankId":"attica","kind":"variable","fixedYears":0,"fixedRatePct":null,"spreadPct":1.6,"index":"euribor3m"},{"slug":"eurobank-fixed-10yr","bankId":"eurobank","kind":"fixed","fixedYears":10,"fixedRatePct":3.9,"spreadPct":1.45,"index":"euribor3m"},{"slug":"eurobank-fixed-15yr","bankId":"eurobank","kind":"fixed","fixedYears":15,"fixedRatePct":4.2,"spreadPct":1.45,"index":"euribor3m"},{"slug":"eurobank-fixed-20yr","bankId":"eurobank","kind":"fixed","fixedYears":20,"fixedRatePct":4.2,"spreadPct":1.45,"index":"euribor3m"},{"slug":"eurobank-fixed-25yr","bankId":"eurobank","kind":"fixed","fixedYears":25,"fixedRatePct":4.3,"spreadPct":1.45,"index":"euribor3m"},{"slug":"eurobank-fixed-30yr","bankId":"eurobank","kind":"fixed","fixedYears":30,"fixedRatePct":4.3,"spreadPct":1.45,"index":"euribor3m"},{"slug":"eurobank-fixed-3yr","bankId":"eurobank","kind":"fixed","fixedYears":3,"fixedRatePct":2.9,"spreadPct":1.45,"index":"euribor3m"},{"slug":"eurobank-fixed-5yr","bankId":"eurobank","kind":"fixed","fixedYears":5,"fixedRatePct":3.5,"spreadPct":1.45,"index":"euribor3m"},{"slug":"eurobank-fixed-7yr","bankId":"eurobank","kind":"fixed","fixedYears":7,"fixedRatePct":3.8,"spreadPct":1.45,"index":"euribor3m"},{"slug":"eurobank-variable","bankId":"eurobank","kind":"variable","fixedYears":0,"fixedRatePct":null,"spreadPct":1.45,"index":"euribor3m"},{"slug":"nbg-fixed-10yr","bankId":"nbg","kind":"fixed","fixedYears":10,"fixedRatePct":3.7,"spreadPct":1.75,"index":"euribor3m"},{"slug":"nbg-fixed-15yr","bankId":"nbg","kind":"fixed","fixedYears":15,"fixedRatePct":4.2,"spreadPct":1.75,"index":"euribor3m"},{"slug":"nbg-fixed-20yr","bankId":"nbg","kind":"fixed","fixedYears":20,"fixedRatePct":4.3,"spreadPct":1.75,"index":"euribor3m"},{"slug":"nbg-fixed-25yr","bankId":"nbg","kind":"fixed","fixedYears":25,"fixedRatePct":4.3,"spreadPct":1.75,"index":"euribor3m"},{"slug":"nbg-fixed-30yr","bankId":"nbg","kind":"fixed","fixedYears":30,"fixedRatePct":4.3,"spreadPct":1.75,"index":"euribor3m"},{"slug":"nbg-fixed-3yr","bankId":"nbg","kind":"fixed","fixedYears":3,"fixedRatePct":2.9,"spreadPct":1.75,"index":"euribor3m"},{"slug":"nbg-fixed-5yr","bankId":"nbg","kind":"fixed","fixedYears":5,"fixedRatePct":3.5,"spreadPct":1.75,"index":"euribor3m"},{"slug":"nbg-variable","bankId":"nbg","kind":"variable","fixedYears":0,"fixedRatePct":null,"spreadPct":1.6,"index":"euribor3m"},{"slug":"optima-fixed-10yr","bankId":"optima","kind":"fixed","fixedYears":10,"fixedRatePct":3.9,"spreadPct":2.2,"index":"euribor3m"},{"slug":"optima-fixed-15yr","bankId":"optima","kind":"fixed","fixedYears":15,"fixedRatePct":4.3,"spreadPct":2.2,"index":"euribor3m"},{"slug":"optima-fixed-20yr","bankId":"optima","kind":"fixed","fixedYears":20,"fixedRatePct":4.3,"spreadPct":2.2,"index":"euribor3m"},{"slug":"optima-fixed-25yr","bankId":"optima","kind":"fixed","fixedYears":25,"fixedRatePct":4.4,"spreadPct":2.2,"index":"euribor3m"},{"slug":"optima-fixed-30yr","bankId":"optima","kind":"fixed","fixedYears":30,"fixedRatePct":4.4,"spreadPct":2.2,"index":"euribor3m"},{"slug":"optima-fixed-5yr","bankId":"optima","kind":"fixed","fixedYears":5,"fixedRatePct":3.5,"spreadPct":2.2,"index":"euribor3m"},{"slug":"piraeus-variable","bankId":"piraeus","kind":"variable","fixedYears":0,"fixedRatePct":null,"spreadPct":1.4,"index":"euribor1m"}],"ranges":[{"bankId":"piraeus","minRatePct":2.4,"maxRatePct":4.7,"spreadMinPct":1.4,"spreadMaxPct":2.45,"index":"Euribor 1M"}]}]}